Terms and Conditions

Last Updated: March 5th 2025

Welcome to Horizons28, a comprehensive trading platform offering access to a range of financial markets and tools. By using or accessing the Horizons28 platform ("Platform"), you agree to comply with the Terms and Conditions outlined here ("Agreement"). If you do not accept these terms, please discontinue use of the Platform immediately.

1: Introduction

1.1: Purpose

By registering an account, browsing, or trading through the Horizons28 website and services, you agree to adhere to these Terms of Use, our Privacy Policy, and any additional policies we provide. If you disagree with any part of these conditions, you may not use our services.

1.2: Eligibility

You must be 18 years of age or older and legally authorized to enter into a binding agreement to use our Platform. By accepting these terms, you confirm that you meet the eligibility requirements.

Please note: Citizens of the United States and Germany are not permitted to use this Platform.

2. Account Registration

2.1: Account Creation

To access services on Horizons28, you are required to create an account by providing accurate, up-to-date information including your name, contact details, identification documents (if applicable), and any other relevant data.

2.2: Account Security

You are fully responsible for keeping your login details, such as username and password, confidential. Please notify Horizons28 immediately of any suspected unauthorized access to your account.

A personalized security code will be assigned upon registration.

While we implement safety measures, we cannot ensure full protection of your computer systems. We are not liable for any data loss or damage resulting from use of our Website. You are responsible for securing your own devices and account.

2.3: Account Verification

Horizons28 may verify your identity and conduct necessary KYC (Know Your Customer) and AML (Anti-Money Laundering) checks in accordance with applicable legal requirements.

3. Trading on Horizons28

3.1: Market Access

Horizons28 enables trading across various financial markets, including forex, stocks, and commodities. You are responsible for understanding market risks and ensuring compliance with the laws applicable in your jurisdiction.

3.2: Trading Fees

Fees may apply to your trades and can include spreads, commissions, or other charges. These will be disclosed before you execute any transaction. You agree to pay all applicable costs.

3.3: Trade Execution

You may place buy or sell orders on the Platform under its current terms. Horizons28 does not guarantee the execution of every order and is not responsible for potential delays or errors during trade processing.

3.4: Market Risk Acknowledgment

Trading financial instruments involves substantial risk, including the potential loss of your entire capital. You acknowledge that Horizons28 bears no responsibility for losses incurred while trading.

4. User Obligations

4.1: Legal Compliance

You agree to follow all applicable local, national, and international laws and regulations related to trading, taxes, and other financial activities.

4.2: Prohibited Conduct

You must not engage in illegal, unethical, or fraudulent activities on the Platform, including but not limited to:

• Artificially influencing prices or volumes in the market.
• Participating in insider trading.
• Using the Platform for money laundering or terror financing.
• Employing unauthorized bots or automation tools to execute trades.

4.3: Information Accuracy

You agree to provide correct and current information during registration and while using the Platform. You also commit to promptly updating any changes to your details.

5. Fees and Payment

5.1: Fee Structure

Horizons28 may charge the following fees:

• Commissions or spreads on trades
• Fees for withdrawals
• Account maintenance fees, where applicable

All charges will be communicated to you prior to completing any transaction. Horizons28 reserves the right to adjust fees, with prior notification.

5.2: Payment Options

You can deposit funds through various supported methods, such as credit/debit cards, bank transfers, or cryptocurrency payments. All deposits and withdrawals may be subject to verification.

6. Data Privacy and Security

6.1 Privacy Commitment

Horizons28 processes your personal data in accordance with its Privacy Policy. By using our services, you consent to the collection, use, and storage of your data as outlined in the policy.

6.2 Data Protection

We use advanced encryption and industry-standard security protocols to safeguard your data. However, no system is completely immune to breaches, and you acknowledge the risks associated with online data transmission.

7. Suspension and Termination

7.1 Temporary Account Suspension

Horizons28 may suspend or limit your access to the Platform at any time without notice if we suspect a breach of these Terms or any unlawful activity.

7.2 Account Closure

You may request to close your account at any time by contacting our support team. Horizons28 also reserves the right to terminate your account at its discretion for violations of this Agreement or other reasons.

7.3 Termination Consequences

Once your account is closed, all pending fees and transactions will still be due. Access to the Platform will be revoked, and any active positions may be closed.

8. Amendments

Horizons28 may update or revise these Terms and Conditions at any time. We will inform you of any significant changes, and continued use of the Platform will be regarded as your acceptance of the updated terms.